Privacy Policy
Privacy Policy for Fund My Home Mortgage Corporation, DBA Real Estate Mortgage Corporation
Effective Date: February 20, 2020
At Fund My Home Mortgage Corporation, DBA Real Estate Mortgage Corporation, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.
During this process, we explicitly disclose that message frequency varies, and message and data rates may apply. Furthermore, we include instructions on how to opt-out, specifically that users can reply “STOP” to cancel at any time. We maintain records of this consent to ensure full compliance with the TCPA.
Phone carriers are not responsible for our SMS messages
Users must be 18 years or older
1. Information We Collect
To provide mortgage and real estate services, we collect several types of information:
Personal Identifiers: Name, postal address, email address, phone number, and Social Security Number (SSN).
Financial Information: Income, assets, debts, bank account numbers, credit history, and credit scores.
Property Information: Property addresses, estimated values, and photos of collateral.
Device & Usage Data: IP address, device type, operating system, and app usage statistics (e.g., calculations performed).
2. How We Use Your Information
We use the information we collect to:
Process and evaluate your mortgage applications.
Provide accurate loan estimates and amortization schedules.
Verify your identity and prevent fraud.
Communicate with you regarding loan status, updates, and customer support.
Comply with legal and regulatory requirements (e.g., Fair Housing Act, Truth in Lending).
We do not sell your personal information.
We do not share your phone number.
We do not sell your phone number.
We may share your data only with:
Lenders & Financial Institutions: To facilitate the loan approval process.
Service Providers: Third parties who perform credit checks, appraisals, or IT support.
Legal Authorities: When required by law or to protect our legal rights.
Real Estate Partners: Only if you explicitly consent to share your data with a specific agent or broker.
3. SMS Opt-in details
Fund My Home Mortgage Corporation, DBA Real Estate Mortgage Corporation, obtains express written consent from customers before sending any SMS communications. Consent is obtained via a clearly labeled checkbox on our contact form, where users actively agree to receive SMS messages, e.g., marketing/promotional/updates from Fund My Home Mortgage Corporation, DBA Real Estate Mortgage Corporation.
We use this SMS consent to send you account updates, service notifications, appointment reminders, and occasional promotions from Fund My Home Mortgage Corporation, DBA Real Estate Mortgage Corporation
During this process, we explicitly disclose that message frequency varies, and message and data rates may apply. Furthermore, we include instructions on how to opt-out, specifically that users can reply “STOP” to cancel at any time. We maintain records of this consent to ensure full compliance with the TCPA.
4. Cookie and tracking practices
At this time, we do not use cookies or tracking technologies
5. Data Security and Handling
We implement industry-standard security measures, including SSL encryption and secure servers, to protect your sensitive financial data. However, please note that no method of transmission over the internet is 100% secure.
6. User Rights
Depending on your location, you may have the right to:
Access: Request a copy of the personal data we hold about you.
Correction: Ask us to update or fix inaccurate information.
Deletion: Request that we delete your data (subject to legal retention requirements for financial records).
Opt-Out: Unsubscribe from marketing communications at any time.
7. Mobile info sharing statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third party
8. Children’s Privacy
Our app is intended for users aged 18 and older. We do not knowingly collect information from children under the age of 18.
9. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of any changes by posting the new policy within the app and updating the “Effective Date.”
10. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Email: support@realestatemortgage.loans
Website: https://realestatemortgage.loans/
Phone: (561) 372-4701